Andrey Schegolev
Andrey Schegolev Cyprus, Larnaca

Arival Bank (Web)

Send money review screen

Send money flow

I redesigned the payment process from the ground up to make it faster and easier to follow. Shorter flow, restructured information architecture, and a clear review screen. Recurring payments got flexible settings, and a new timeline shows transaction details and status at every stage.

Goal

Over time, the one-time payment flow had become overloaded. Users faced repeated steps, a cluttered review screen, and limited control over recurring transactions. Transparency was also an issue. It was hard to tell where a payment stood or what came next. The goal was to shorten the flow, make statuses obvious, and give recurring payments proper settings.

Result

The new flow became shorter, cleaner, and more predictable. Users completed payments faster and with fewer mistakes, and confusion during the review stage almost disappeared. That fed straight back into support: transfer-related questions dropped noticeably.

Personal challenge

The challenge was turning a fragmented set of B2B requirements (roles, access rules, approvals, limits) into one simple, logical flow that works for both everyday users and complex business cases. Balancing clarity and flexibility was key.

Workflow

  1. 1 Audit

    Pulled feedback from users, support, and stakeholders, then cross-checked it against analytics. The pattern was clear: repeated steps, a cluttered review screen, and almost no control over recurring payments.

  2. 2 Restructure

    Regrouped fields to shorten the decision path. Rebuilt the review screen so everything is clear before sending. Designed recurring payment settings within the business rules for roles, limits, and approvals.

  3. 3 Prototyping and edge cases

    Prototyped full end-to-end scenarios for single and recurring payments, then ran them with the team and real users. Each round caught something: an unclear label, a missed edge case, a step that still felt unnecessary.

  4. 4 Handover

    Delivered Figma specs with every state and edge case, then stayed through design reviews and QA so the final build matched the intent.

Design solutions

  1. 1 Consistent review and success screens

    I built one shared review and success pattern for all money-related flows, including Receive Money, Invoices, and Internal Transfers. One pattern to maintain instead of four, and a predictable experience across the product.

    Review and success screens
  2. 2 Recurring payments

    Rebuilt recurring payments with flexible settings. Users can now control frequency, total number of transactions, and amounts independently, and clearer visual feedback makes it harder to set something up wrong.

    Recurring payments settings
  3. 3 Payment overview

    A new overview screen shows all recurring payments, including frequency, dates, and total amounts. It gives users full visibility and makes it easy to manage ongoing transactions.

    Recurring payments overview
  4. 4 Sidebar navigation

    A sidebar shows every step of the process, so users always know where they are in a multi-step flow. Less backtracking, less second-guessing.

  5. 5 Transaction timeline

    Transaction details are now presented as a timeline that shows each payment’s history and current status. Over 40 statuses were unified into a clear, readable structure.

    Transaction timeline, incoming
    Transaction timeline, processing
    Transaction timeline, state
    Transaction timeline, full
  6. 6 UX improvements and microinteractions

    Tightened up the animations, transitions, and small interaction details across the flow: recipient selection, amount entry, field states.

    Select recipient
    Amount entry